Affordable Two Wheeler Insurance

Protect your bikes and scooters against accidents, theft, fire, and damages from trusted insurers.

KNOW THE BASICS

What is Two Wheeler Insurance?

Two Wheeler Insurance is a financial safeguard that protects you from third party liabilities and damages to your own vehicle. It covers losses caused by accidents, theft, fire, or natural calamities and also includes a personal accident cover for the owner driver. As per the Motor Vehicles Act, 1988, it is mandatory for all two wheelers to have at least a Third Party Insurance policy in India.

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Smart and Simple

Why Buy Two Wheeler Insurance Online

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Quick Process

Buy or renew your bike insurance instantly in just a few clicks.

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Better Savings

Compare premiums and choose affordable, value packed plans.

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Easy Renewals

Enjoy cashless repairs and No Claim Bonus benefits with hassle free renewals.

Protect What Matters

Why You Need Two Wheeler Insurance

Legal Requirement

Riding without insurance is punishable by law.

Financial Protection

Avoid high repair or replacement costs.

Peace of Mind

Stay covered against unexpected damages.

Family Security

Personal accident cover for injury or loss of life.

Cashless Service

Access network garages for repairs without paying upfront.

Added Perks

Enjoy discounts and No Claim Bonus on renewals.

Choose the Right Plan

Types of Two Wheeler Insurance Plans

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Third Party Insurance

Mandatory policy that covers damages or injuries caused to third party people or property. It’s cost effective but offers limited coverage.

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Comprehensive Insurance

Provides complete protection for your bike, covering both third party and own damage, including theft, fire, and natural calamities.

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Own Damage Cover

Covers damage to your own two wheeler from accidents, fire, or theft available only if you already have third party insurance.

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Add On Covers

Boost your coverage with add ons like Zero Depreciation, Engine Protection, Roadside Assistance, Return to Invoice, and more.

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Why Choose Secure bima

Our Promise for Bike Insurance

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Trusted Platform

Thousands of satisfied customers rely on Securebima for their insurance needs.

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Multiple Insurer Options

Compare policies from leading insurance providers in one place.

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Secure Payments

Safe and convenient online payment options.

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Instant Policy Issuance

Get your policy delivered immediately after purchase.

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Transparent Process

Clear pricing and terms to help you make informed decisions.

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Customer Assistance

Dedicated support for queries, renewals, and claims.

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Simple and Quick

How to Buy Two Wheeler Insurance Online

1. Enter Your Vehicle Details

Fill in registration and policy information.

2. Choose a Plan

Compare plans and select one that fits your needs.

3. Enter Personal Information

Provide basic contact details.

4. Make Payment

Secure online payment via UPI, card, or net banking.

5. Get Policy

Receive your e-policy instantly in your inbox.

Quick Support

Steps to File a Claim

Report the Incident

Inform the insurer immediately about the accident, theft, or damage.

Submit Documents

Provide claim form, policy details, and required documents.

Survey & Settlement

Insurer inspects the damage, approves the claim, and processes settlement.

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Got Questions?

Two Wheeler Insurance FAQs

Yes, at least Third Party Insurance is mandatory for all two wheelers.

IDV is the current market value of your vehicle that determines your claim amount.

Usually 1 year, but long term policies (2–3 years) are available.

Yes, the insurance must be transferred to the new owner.

A discount (up to 50%) for not raising any claim during the policy year.

You lose coverage and NCB benefits, and riding uninsured is illegal.

Comprehensive Insurance is recommended for full protection.
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