Affordable Business Insurance

Protect your business from financial losses due to accidents, theft, property damage, or legal liabilities ensuring stability and smooth operations.

Know the Basics

What is Business Insurance?

Business Insurance is a financial safeguard that protects your company from unexpected losses like fire, theft, lawsuits, employee injuries, or natural calamities. It covers business assets, employees, liabilities, and income disruptions to ensure business continuity and growth. In India, specific covers such as Workers’ Compensation and Motor Insurance are mandatory under regulatory laws.

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Smart and Simple

Why Buy Business Insurance Online

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Quick Process

Compare and purchase comprehensive business coverage online in minutes.

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Better Savings

Customize your plan to protect assets and employees at optimal premiums.

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Easy Renewals

Manage and renew multiple business policies hassle free through one platform.

Protect What Matters

Why You Need Business Insurance

Risk Protection

Covers losses from fire, theft, accidents, or natural disasters.

Legal Compliance

Certain business insurances are mandatory by law.

Employee Security

Protects employees with health, accident, or compensation benefits.

Liability Coverage

Safeguards your firm against client or third party claims.

Business Continuity

Helps minimize losses and resume operations quickly.

Credibility

Builds investor and customer trust with insured operations.

Choose the Right Plan

Types of Business Insurance Plans

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Property Insurance

Covers damages to office buildings, machinery, or inventory caused by fire, theft, or disasters.

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Liability Insurance

Protects your business from third party claims and legal actions for injury or property damage.

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Workers’ Compensation Insurance

Provides financial support to employees injured at work, including medical and disability benefits.

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Business Interruption Insurance

Covers loss of income due to downtime or suspension of business after disasters.

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Cyber Insurance

Protects against online risks like hacking, phishing, and data breaches leading to financial loss.

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Group Health Insurance

Offers health coverage for employees and their families, ensuring their medical safety.

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Surety Bond Insurance

Offers financial protection to ensure contractors or businesses fulfill their legal or contractual obligations.

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Erection All Risk (EAR) Insurance

Covers installation or erection projects for machinery, power plants, or industrial structures against accidental losses.

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Marine Insurance

Provides coverage for cargo, ships, and goods transported by sea, air, or inland waterways against loss or damage.

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Contractors’ All Risk (CAR) Insurance

Provides comprehensive coverage for construction projects against damage to works or third party liabilities.

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Why Choose Secure bima

Our Promise for Business Insurance

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Trusted Platform

Thousands of satisfied customers rely on Securebima for their insurance needs.

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Multiple Insurer Options

Compare policies from leading insurance providers in one place.

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Secure Payments

Safe and convenient online payment options.

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Instant Policy Issuance

Get your policy delivered immediately after purchase.

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Transparent Process

Clear pricing and terms to help you make informed decisions.

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Customer Assistance

Dedicated support for queries, renewals, and claims.

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Simple and Quick

How to Buy Business Insurance Online

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1. Enter Business Details

Provide company name, type, and employee information.

2. Choose Your Coverage

Select property, liability, or employee related plans.

3. Compare & Customize

Adjust sum insured and add relevant add ons.

4. Make Payment

Pay securely using UPI, credit/debit card, or bank transfer.

5. Get Policy

Receive your business policy instantly via registered email.

Quick Support

Steps to File a Claim

Report the Incident

Inform the insurer immediately about the loss, accident, or property damage.

Submit Documents

Provide the claim form, policy details, and business related proof of loss.

Survey & Settlement

The insurer inspects the damage, verifies records, and processes claim settlement.

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Got Questions?

Business Insurance FAQs

Not all policies, but Workers’ Compensation and Motor Insurance are legally required.

It excludes intentional damage, regular wear and tear, war, or internal fraud.

Yes, SMEs and startups can get tailored business insurance plans easily online.

It depends on business type, assets covered, workforce size, and risk exposure.

Yes, under Property or Business Interruption Insurance coverage.

Yes, insurers offer modular plans combining multiple covers for your needs.

It protects against online threats like hacking, ransomware, and data theft.

It ensures financial protection, legal compliance, and smooth operations during crises.
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