Affordable Life Insurance

Secure your family’s future with trusted life insurance plans that offer protection, savings, and above all ‘peace of mind’.

Know the Basics

What is Life Insurance?

Life Insurance is a long term protection plan between you and the insurer. In return for regular premiums, your family or nominee receives a lump sum amount in case of your unfortunate demise. Depending on the plan, it can also offer savings, investments, and maturity benefits to help you achieve life goals safely.

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Smart and Simple

Why Buy Life Insurance Online

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Quick Process

Compare and buy protection plans instantly from top insurers.

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Better Savings

Choose from plans that fit your budget and offer tax benefits.

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Easy Renewals

Renew or manage policies anytime without lengthy paperwork.

Protect What Matters

Why You Need Life Insurance

Family’s Financial Security

Ensures your loved ones remain financially stable in your absence.

Debt Protection

Helps clear outstanding loans without burdening your family.

Future Planning

Supports your child’s education, marriage, or spouse’s retirement.

Wealth Creation

Some plans offer dual benefits insurance plus investment growth.

Tax Benefits

Premiums and benefits qualify for deductions under Indian tax laws.

Peace of Mind

Know your family is secure even when life takes unexpected turns.

Choose the Right Plan

Types of Life Insurance Plans

term insurance

Term Insurance

Provides the highest coverage at the lowest premium and pays the sum assured to your nominee upon your death.

whole life insurance

Whole Life Insurance

Covers you for your entire lifetime and may include bonuses or savings over time.

endowment plans

Endowment Plans

Combines insurance with savings, offering a lump sum payout on maturity or in case of death.

unit linked insurance plans

Unit Linked Insurance Plans (ULIPs)

Merges insurance with market linked investments, helping grow wealth while staying protected.

money back plans

Money Back Plans

Offers periodic payouts during the policy term along with full coverage benefits.

child insurance plans

Child Insurance Plans

Secures your child’s future by funding education or major life goals, even in your absence.

retirement pension plans

Retirement / Pension Plans

Builds a financial cushion for your post retirement life through regular annuity or pension income.

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Why Choose Secure bima

Our Promise for Life Insurance

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Trusted Platform

Thousands of satisfied customers rely on Securebima for their insurance needs.

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Multiple Insurer Options

Compare policies from leading insurance providers in one place.

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Secure Payments

Safe and convenient online payment options.

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Instant Policy Issuance

Get your policy delivered immediately after purchase.

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Transparent Process

Clear pricing and terms to help you make informed decisions.

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Customer Assistance

Dedicated support for queries, renewals, and claims.

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Simple and Quick

How to Buy Life Insurance Online

life insurance process
1. Enter Your Details

Provide age, income, and coverage requirements.

2. Compare Plans

Choose the right plan based on benefits and premiums.

3. Customize Coverage

Add riders like accident or critical illness covers.

4. Make Payment

Pay securely through UPI, card, or internet banking.

5. Get Policy

Receive your e-policy instantly via registered email.

Quick Support

Steps to File a Claim

Report the Claim

Inform the insurer immediately after the policyholder’s death and provide basic details.

Submit Documents

Provide the claim form, death certificate, ID proofs, and policy papers.

Verification & Settlement

The insurer verifies documents and releases the claim payout to the nominee.

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Got Questions?

Life Insurance FAQs

No, it’s not mandatory but highly recommended to secure your family’s financial future.

The earlier, the better premiums are lowest in your 20s or early 30s.

Ideally, 10–15 times your annual income or based on your family’s lifestyle and loans.

Your policy may lapse, and benefits will stop unless renewed within the grace period.

Term Plan offers pure protection; Endowment adds savings and maturity benefits.

No, death benefits are tax free under Section 10(10D); premiums qualify under Section 80C.

Yes, most insurers allow NRIs to purchase policies under specific conditions.

Add-ons like accidental death, critical illness, or waiver of premium for extra protection.
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