Affordable Health Insurance

Protect your family and yourself from medical inflation, and get coverage for hospitalization, treatments, and emergencies.

KNOW THE BASICS

What is Health Insurance?

Health Insurance is a financial safety net that covers your medical expenses arising from illness or injury. It includes hospitalization, treatments, medicines, and diagnostic tests, offering cashless or reimbursement options at network hospitals. As per IRDAI guidelines, having a health insurance plan is essential to secure quality healthcare and avoid financial stress during medical emergencies.

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Smart and Simple

Why Buy Health Insurance Online

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Quick Process

Buy or renew your health policy online in just a few minutes.

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Better Savings

Compare premiums and select affordable, value packed plans.

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Easy Renewals

Enjoy seamless renewals with no paperwork or long procedures.

Protect What Matters

Why You Need Health Insurance

Financial Protection

Covers hospitalization, surgeries, and critical treatments.

Quality Healthcare

Access leading hospitals without worrying about high bills.

Cashless Service

Get treated at network hospitals with zero upfront payment.

Family Security

Cover your entire family under one policy.

Tax Benefits

Save on premiums under Section 80D of the Income Tax Act.

Peace of Mind

Stay prepared for unexpected medical emergencies.

Choose the Right Plan

Types of Health Insurance Policies

Individual Health Insurance

Individual Health Insurance

Provides coverage for one person, ensuring the full sum insured is available solely for that individual.

Family Floater Insurance

Family Floater Insurance

One comprehensive plan that covers your entire family spouse, children, and parents under a shared sum insured.

Critical Illness Insurance

Critical Illness Insurance

Gives a lump sum payout on the diagnosis of serious illnesses such as cancer, heart attack, or kidney failure.

Top-Up and Super Top-Up Plans

Top Up & Super Top Up Plans

Boost your existing coverage beyond a deductible limit to manage high medical costs at affordable premiums.

Senior Citizen Health Insurance

Senior Citizen Health Insurance

Tailored for individuals above 60 years, offering coverage for pre existing conditions and specialized healthcare.

Maternity Health Insurance

Maternity Health Insurance

Covers medical expenses for pregnancy, delivery, and newborn care under family or individual health plans.

Personal Accident Insurance

Personal Accident Insurance

Protects against accidental injuries, disability, or death by providing medical and financial assistance.

Personal Accident Insurance

Hospital Cash Insurance

Provides a fixed daily cash allowance during hospitalization to cover non medical expenses and loss of income.

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Why Choose Secure bima

Our Promise for Health Insurance

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Trusted Platform

Thousands of satisfied customers rely on Securebima for their insurance needs.

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Multiple Insurer Options

Compare policies from leading insurance providers in one place.

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Secure Payments

Safe and convenient online payment options.

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Instant Policy Issuance

Get your policy delivered immediately after purchase.

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Transparent Process

Clear pricing and terms to help you make informed decisions.

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Customer Assistance

Dedicated support for queries, renewals, and claims.

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Simple and Quick

How to Buy Health Insurance Online

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1. Enter Your Details

Fill in your age, coverage, and medical history.

2. Choose a Plan

Compare and select from multiple health insurance options.

3. Add Family Members

Include spouse, children, or parents if needed.

4. Make Payment

Pay securely using UPI, card, or net banking.

5. Get Policy

Receive your e-policy instantly via email.

Quick Support

Steps to File a Claim

Inform the Insurer

Notify your insurance provider once you are advised medical treatment, which triggers your insurance policy.

Submit Documents

Provide filled claim form, prescriptions, hospital bills, and policy details as prescribed by insurance provider.

Approval & Settlement

The insurer verifies documents and settles bills directly with the hospital or reimburses you.

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GOT QUESTIONS?

Health Insurance FAQs

No, it’s not mandatory but highly recommended to manage rising medical expenses.

It allows you to get treated at network hospitals without paying bills; the insurer settles directly.

Yes, a Family Floater Health Plan covers all family members under a single sum insured.

These are medical conditions like diabetes or hypertension that exist before buying the policy.

A fixed time (usually 2–4 years) before certain treatments or illnesses are covered.

Premiums are deductible under Section 80D up to ₹25,000 for individuals and ₹50,000 for senior citizens.

Yes, you can enhance your coverage with Top up or Super Top up Health Plans.

You can earn a No Claim Bonus (NCB) either a discount on renewal premium or higher sum insured.
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